Privacy Policy & Zero-Retention Guarantee
Effective Date: September 1, 2026 • Minimal Bookkeeping (MB) PDF Statement Suite
We believe financial confidentiality is non-negotiable. Unlike legacy services that store your bank records in permanent cloud databases, Minimal Bookkeeping never saves your uploaded bank statements. All processing occurs in volatile ephemeral RAM buffers and is completely destroyed the moment your download completes.
1. How We Process Uploaded PDF Documents
When you upload a statement (native PDF or scanned image), the file is sent over an encrypted 256-bit TLS connection to an isolated temporary processing buffer. Our neural OCR and spatial geometry parser extracts table coordinates, calculates mathematical running balances, generates your CSV/Excel/JSON file, and instantly purges the source file from disk. No human ever inspects your statements.
2. What Information We Collect
- Account Identification: When registering or purchasing credits/subscriptions, we collect your email address to authenticate your session and credit balances.
- Payment Records: Payment processing is handled directly by PayPal. We store only the transaction ID, date, currency, and credit count to honor your purchases and provide receipts. We never see or store credit card numbers.
- Authentication Session Tokens: We use strictly essential HTTP-only cookies to keep you signed in. We use zero third-party advertising trackers.
3. Zero Data Sharing & Zero Model Training
We do not sell, rent, or monetize user data. We do not use your proprietary transaction records, company details, payees, or cash balances to train general public artificial intelligence or machine learning models.
4. GDPR & CCPA Compliance (Your Rights)
Under GDPR and CCPA, you have the right to request a complete export of your user profile or request immediate deletion of your account and transaction history. You can execute an instantaneous right-to-be-forgotten request by emailing support@minimal-bookkeeping.app.